Wealth Management

Financial Planning

Financial planning is process.  Specializing in comprehensive financial planning, our associates have experience with a wide array of strategies covering areas of taxes, investments and insurance to help our clients and their families address their long-term goals. Whether your concern is wealth accumualtion or wealth preservation, our associates have the experience and knowledge to help simplify the most complicated of financial matters. That is the value of working with a Certified Financial Planner.

 

The principal financial planning concepts that are associates address are:

 

  • Retirement Planning

  • Education Planning

  • Estate Planning

  • Business Transition Planning

 

In an age when most firms are willing to substitute technology for personal contact, we continue to provide the same face-to-face analysis we have performed since our founding. At GCI Financial Group, our associates can help you design a personally tailored financial plan that is both broad and comprehensive, or focused on a specific issue of immediate concern.

Life is not only about where you are going...

it's about how are you going to get there?

Investment Management

Whether your objective is Wealth Accumulation or Wealth Distribution our aim is to assist Individuals, Endowments and Foundations address their financial goals. Our associates can employ a multitude of investment strategies to assist you in addressing your financial goals, and we can further assist you in the investment process with our discretionary portfolio management services.

 

We recognize that no two clients are exactly the same. We base our recommendations and decisions on our understanding of each client's specific financial situation. Each client's portfolio is individually designed, monitored and maintained in accordance with our mutually understood goals and objectives.

 

While much of what is illustrated on this website pertains to equity based investing, our firm engages in extensive fixed income portfolio management. Again, these portfolios are designed, monitored and maintained based on each individual client's unique set of circumstances; however, we approach fixed income portfolios from one of two perspectives. The first would be where the goal is income generation and/or distribution. The second is from a perservation of capital perspective. We design an array of fixed-income portfolios (with varying degrees of risk) dependent upon the client's goals.

 

Through our Custodial Agreements (currently with TD Ameritrade or Charles Schwab) we have access to a vast array of securities to assist our clients in their financial objectives. Further, clients can feel secure knowing that their funds are held directly by an third party. Your funds will never flow through our hands, as GCI Financial Group, Inc. does not take custody of client assets. (Please refer to TD Ameritrade or Charles Schwab directly for information regarding their SIPC and Excess SIPC coverages.)

All Investing involves risk, including the potential for loss. No investment strategy can provide guaranteed returns, and past performance is no guarantee of future results. Please note that individual situations can vary. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.